Leaders in Innovation


AI-Based Claims Management Tools

We deliver medical forecasts in minutes upon completion of our simple online forms, providing you with faster and more accurate Medical Reserve Forecasts and Medicare Secondary Payer Compliance services.

Our Team

Deborah Watkins 
Founder & Chief Executive Officer

Deborah is an experienced clinician and insurance executive having spent her career in the leadership and management of complex medical claims, integrating technology and evidenced-based clinical processes. She is a speaker and subject matter expert on issues pertaining to health insurance, Medicare, Medicaid, Medicare Secondary Payer, care coordination and Life Care Planning. 

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Jim has an extensive background within workers’ compensation insurance from safety and loss control to claim management and consulting to underwriting and claim analytics. He has developed many Key Performance Indicators for use by regulators, carriers and Fortune 500 employers as well as associated predictive models for claim complexity, case management and provider outcomes.

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Jim Paugh 
Co-Founder & Senior Vice President

Industry Experts 

Collaborative, professional team with over 90 years of combined Clinical experience, 60 years of executive leadership, and 80 years of technology innovation

Our Approach

Our Value

Data Warehouse

Big data intelligence - over 1 Billion medical claim transactions

Integrated Dashboard

Rigorous data analyses and predictive models to forecast medical care

Tech Enabled

Measure and Monitor Medical Costs


1 Billion + database transactions removes subjectivity and delivers immediate results.


After a rigorous and in-depth examination, we are Actuary-endorsed for data, methods, and process.

Enterprise Risk Protection

Analytics dashboard for data-driven decision making to support claims and risk management.

Cost Savings

Exceptional return on investment of time and redeployment of labor.

Care Bridge in the Community

Green Business Practices

The insurance industry is one of the biggest users of paper. With all the forms involved through the entire claims process, a significant amount of paper is pushed around for what can be a very long time. Care Bridge International's AI is not only disrupting the paradigm in claims by using Big Data to provide more accurate and cost effective results, but we are also leading the charge in removing paper and waste. By providing an interactive user interface through our software, results are instant and reduce the overall effect of our industry on the environment. 

Kids' Chance of Florida

Kids’ Chance is a 501(c)(3) organization that was created for the purpose of creating, assisting and supporting Kids’ Chance organizations throughout the United States and other similar programs that provide educational opportunities and scholarships for the children of workers seriously injured or killed on the job. We believe that by investing in our children’s future, we can provide them with the tools and opportunity to be successful in the workplace, so that they can make a difference in their own and other people’s lives.

Friends of the Haven

Established in 1954, The Haven began as a vision for an organization that would serve children with special needs throughout their lifetime. Our founders, a group of forward thinking parents, were desperate for services that would empower the potential of their children rather than placing limitations on their personal growth. Seeing that there were no services to support their children to grow as individuals, they decided to build an organization that would provide opportunities through every stage of life.